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🌙 Islamic · Updated 2024 · Free

Pakistan Zakat
Calculator

Calculate your annual Zakat on gold, cash, savings, and business assets. Updated with current gold rates and Nisab thresholds for 2024-2025.

🥇 Gold Zakat 💵 Cash Zakat 📈 Business Assets ✅ Nisab Checker

🧮 Calculate Your Zakat

Current Nisab (Gold)
PKR 1,245,000
❌ Below Nisab
🥇
Gold & Jewelry
Pure gold, ornaments, coins
Today's Gold Rate: PKR 21,500 per tola (24K)
🥇 tola
⚖️ gram
💵
Cash & Bank Balance
All cash, savings, current accounts
💵 PKR
🏦 PKR
📈
Business & Investments
Stock, merchandise, receivables
📦 PKR
📝 PKR
📊 PKR
➖
Deductible Debts
Loans due immediately
💳 PKR

📊 Zakat Calculation Results

Total Zakat Payable (2.5%)
PKR 0
for year 2024-2025
📋 Asset Breakdown
🥇
Gold Value
PKR 0
💵
Cash & Bank
PKR 0
📈
Business & Investments
PKR 0
➖
Less: Debts
- PKR 0
💰
Net Zakatable Wealth
PKR 0
8 Categories of Zakat Recipients (Qur'an 9:60)
Poor (Fuqara)
Needy (Masakeen)
Zakat Administrators
Those whose hearts are to be reconciled
Freeing captives
Debt-ridden
In the cause of Allah
Wayfarer (Ibnus Sabil)

Why Use Our Zakat Calculator?

Accurate, Islamic, and designed specifically for Pakistan

🥇

Live Gold Rates

Updated daily gold rates for accurate Zakat calculation on jewelry and bullion.

✅

Nisab Checker

Automatic check if your wealth exceeds the Nisab threshold (87.48g gold).

📊

All Asset Types

Calculate Zakat on gold, cash, bank balance, business inventory, and investments.

➖

Debt Deduction

Subtract immediate liabilities and loans due before calculating Zakat.

📖

Quranic Guidance

Includes 8 categories of Zakat recipients as mentioned in Surah At-Tawbah (9:60).

🔒

100% Private

All calculations happen in your browser. No financial data is stored or transmitted.

How to Calculate Your Zakat

Follow these simple steps to fulfill your Islamic obligation

1

Check Nisab Threshold

Ensure your total wealth exceeds the Nisab value (87.48 grams of gold). Current Nisab is shown at the top.

💡 If below Nisab, no Zakat is due. You can still give Sadaqah (voluntary charity).
2

Add All Zakatable Assets

Include gold, cash, bank balances, business inventory, stocks, and money owed to you.

💡 Gold jewelry you wear regularly is also Zakatable according to most scholars.
3

Deduct Immediate Debts

Subtract any debts due immediately or within the next 12 months.

💡 Long-term loans (like home loans) only deduct the immediate installment due.
4

Pay 2.5% Zakat

If net wealth exceeds Nisab, pay 2.5% as Zakat to eligible recipients. Distribute to the 8 categories mentioned in Quran.

Frequently Asked Questions

Common questions about Zakat calculation in Islam

What is Nisab and why is it important?
Nisab is the minimum amount of wealth a Muslim must possess before Zakat becomes obligatory. It is equivalent to 87.48 grams of gold or 612.36 grams of silver. If your wealth is below Nisab, you are not required to pay Zakat.
Do I pay Zakat on gold jewelry I wear?
According to the majority of scholars (Hanafi, Maliki, Shafi'i), gold jewelry worn regularly is still Zakatable. Some Hanbali scholars exempt jewelry for personal use, but the safer opinion is to pay Zakat on all gold regardless of use.
When should I pay my Zakat?
Zakat is due once every lunar year (Hijri calendar) from the date your wealth first exceeded the Nisab threshold. Many Muslims choose to pay during Ramadan for multiplied rewards, but it can be paid anytime during the year.
Can I deduct my home loan from Zakatable wealth?
Only the immediate installment due within the next 12 months can be deducted. The total loan amount cannot be deducted because you still possess the underlying asset (the house).
Do I pay Zakat on my retirement fund (PF/ Pension)?
If you can withdraw the retirement fund without restriction, Zakat is due every year. If it is restricted until retirement, Zakat is only due once upon receipt, then yearly thereafter if it remains in your possession.